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1300 884 541

How To Get Out Of Debt With A Debt Agreement

The Process

  • An online or over the phone assessment qualifies if you are able to proceed.
  • An information pack gets sent to your address.
  • You fill in the questionnaire, providing details about your financial situation.
  • Once received, documents get drawn up & a sustainable weekly figure is calculated.
  • Proof of debts, income and assets get collected.
  • Final draft Agreement gets sent to administrators to lodge with AFSA (formally ITSA).
  • The creditors need to vote whether to accept the terms of the agreement or not (the vote is determined by the majority based on dollar value).
  • Once accepted, the agreed weekly figure gets paid towards the agreement until the agreement is satisfied (max 5 years).

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