1300 884 541
1. I am insolvent (unable to pay my debts as and when they fall due)
2. I have not been bankrupt, had a debt agreement or given an authority under Part X of the Bankruptcy Act in the last 10 years
3. The value of my unsecured assets (the equity I own in assets) is less than $108,162.60 *
4. The value of my unsecured debts (what I owe creditors, excluding mortgage or vehicle repayments) is less than $108,162.60 *
5. I have annual after-tax income of less than $81,121.95 *
* These amounts are subject to indexation each quarter. Correct as at 20 September 2015.